BestAffordablePlans is committed to protecting your personal information in compliance with US federal and state privacy laws, including the Health Insurance Portability and Accountability Act (HIPAA) where applicable, and the California Consumer Privacy Act (CCPA) for California residents.
1. Information We Collect
- Identifiers: Name, phone number, email address, date of birth, and ZIP code.
- Health Information: Voluntarily provided when requesting health insurance quotes.
- Device & Usage Data: IP address, browser type, and usage analytics via cookies and similar tracking technologies.
2. How We Use Your Information
- To provide insurance quotes and connect you with licensed carriers and agents.
- To contact you regarding your inquiry via phone, SMS, or email.
- To comply with applicable legal and regulatory obligations.
- To improve our services and website experience.
3. How We Share Your Information
We do not sell your personal information. We may share your information with:
- Licensed insurance carriers and agents for the purpose of fulfilling your quote request.
- Trusted service providers who assist in our operations, under confidentiality agreements.
- Government or regulatory authorities where required by law.
4. Your Privacy Rights
You have the right to request access to, correction of, or deletion of your personal information. To exercise these rights, contact us using the information in Section 8 below.
California Residents: Under the CCPA, you have the right to know what personal information is collected about you, request deletion of your data, and opt out of the sale of your information. We do not sell personal information.
5. Cookies & Tracking Technologies
We use cookies and similar technologies to analyze site traffic and improve your experience. You may disable cookies through your browser settings; however, some features of the site may not function properly as a result.
6. Data Security
We implement industry-standard encryption, access controls, and security practices to protect your personal information from unauthorized access, disclosure, or misuse.
7. Children's Privacy
Our services are not directed to individuals under the age of 18. We do not knowingly collect personal information from minors. If you believe we have inadvertently collected information from a minor, please contact us immediately.
8. Contact & Opt-Out
To access, correct, or delete your information, or to opt out of communications, contact us at:
- Phone: 209-332-1268
- Email: privacy@bestaffordableplans.com
To opt out of SMS communications, reply STOP to any message. To opt out of email, use the unsubscribe link in any email we send.
9. Changes to This Policy
We may update this Privacy Policy from time to time. We will notify you of material changes by posting the updated policy on this page with a revised effective date.